Although Public Liability Insurance is not a legal requirement, it should be considered by all businesses, as it offers financial protection should a third-party sunbmit a claim for injury or damage to themselves or their property as a result of your companies neglagence. It also provides for legal fees and any expenses required for defending a claim.
Given that we live in a litigious society, in which people will not hesitate to pursue legal action, it is important for you to have the correct level of insurance in place to mitigate and manage all risks, fully protecting your business.
One should consider investing in public liability insurance if you own business premises that :
- the members of the public, customers or clients visit
- organises off-site events or activities attended by members of the public
- you run from home and and people visit your home for professional purposes
Apart from employees, everyone is covered under the policy with whom you interact as part of your business operations such as people visiting your business, clients & customers, people watching or taking part in events or activities you have organised.
In simple words, Public liability insurance does not cover employees, temporary staff, students or people on work placements – for this you need employers’ liability insurance.
The team at Neil Willies Insurance Brokers Ltd are friendly and helpful and will be happy to discuss your individual requirements.
Be it Alcester, Bidford, Bromsgrove, Redditch, Studley, Stratford, Warwickshire or Worcestershire, we provide public liability insurance service for all locations. If you are looking for a suitable public liability insurance broker in UK, call us on 01527 857611. We offer public liability insurance to protect your business from compensation claims at an affordable quote.
