Driving in wellies and using winter tyres – could they invalidate your insurance?

Neil Willies Insurance Brokers Limited & Aviva bust winter driving myths and cover misunderstandings……

As the nights draw in and the weather worsens, Neil Willies and Aviva have put together a list of myths and misconceptions about driving at this time of year. But which are true, which are false and which depend on the situation?

• It is illegal to drive in wellies.

FALSE – technically it’s not illegal to drive in wellies and Aviva tell us that 13% of UK drivers have done just that. But that doesn’t mean it’s a good idea. Rule 97 of the Highway Code states that motorists should ensure ‘clothing and footwear do not prevent you using the controls in the correct manner’ – so it’s up to motorists to ensure their footwear is suitable.

• If you leave your car unattended with the engine running to warm it up, you may not be covered if it’s stolen.

TRUE – Most insurance policies have a ‘keys exclusion’ clause, so if your car is stolen while you left it unattended with the engine running you may not be covered. It also breaks 123 of the Highway Code as it is an offence under regulations 98 & 107 of the Road Vehicles Regulations 1986.

• You could invalidate your insurance if you use winter tyres on your vehicle.

IT DEPENDS – The majority of insurers don’t require you to tell them if you have fitted winter tyres – however a number of insurers do require you to tell them.

• You could be breaking the law if you drive without fully de-icing your windscreen.

TRUE – Aviva have confirmed that almost 46% of drivers don’t always clear their windscreens fully. But rule 229 of the Highway Code states you MUST be able to see, so clear all snow and ice from all your windows, number plates and lights should be clear too. In addition, mirrors and windows should be demisted.

If you need any help with your Fleet Insurance:

Speak to Justin Gould at Neil Willies Insurance Brokers Limited on

0800 542 0672 or email sales@neilwillies.co.uk


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