How a “No deal” Brexit may affect driving in the EU

The Association of British Insurers has set out advice for consumers and businesses who may be affected by a no-deal Brexit.

Drivers are being advised of the need to contact their insurer, to arrange what is known as a “Green Card” and take it with them if they wish to drive their vehicle in the EU in the event of no-deal.

Green Cards would be required under EU regulations as proof of insurance if there was no-deal. The documents are supplied by your insurer and customers are advised to contact their insurer about a month before they travel to get one. Those who travel without one may be breaking the law. The same requirements will apply to EU motorists travelling to the UK.

Among those affected are:

  • People who drive across the Northern Ireland/Republic of Ireland border.
  • Anyone planning to take their vehicle to Europe e.g. a family planning a holiday to France after 31st October 2019.
  • Any freight company planning to transport goods into the EU after 31st October 2019.

Although an agreement between the relevant European insurance authorities was made in May 2018 to waive the need for Green Cards in the event of a no-deal Brexit, this has not been confirmed by the European Commission, hence the industry is planning on the basis of Green Cards being required.

Please click here to see a set of Q&A’s produced by the Association of British Insurers. They recommend contacting your Broker/Insurer for a Green Card at least one month before travel involving driving your vehicle in the EU.

Should you have any other concerns or queries regarding this matter, please do not hesitate to contact us on 01527 857611 to discuss further.

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